S2Pay’s unique patented solution is compliant to the Two-Factor Authentication requirement given by RBI, as both User’s mobile phone and PIN are required for every transaction.
Your device or app has no knowledge of PIN or any sensitive information for any hacker to steal.
S2Pay modifies and encrypts your PIN for each transaction. The PIN value that travels over the network is a modified one so that even your real PIN is hacker-proof.
Each transaction is secured by a unique one time use Transaction Authorization Number(TAN) that is valid only for limited time.